In many of the states, particularly those with no-fault insurance laws, staged vehicle accidents are on the rise. To get money from insurance companies, the accidents are staged. Some of these have some innocent victims while other don’t. Insurance fraud is a serious issue that raises rates for everybody — and some states are aiming to battle the bulge.
How automobile accidents that are staged work
A vehicle accident that is staged is when an accident is cause to make money. There are numerous types of schemes. Some include cars that have been filled with many individuals that have a minor accident. Injuries are claimed by all of the individuals then. Others are played with innocent drivers. A staged automobile accident is generally difficult to avoid and even more difficult to prove.
The cost of staged car accidents
It can cost a lot for staged car accidents. Passengers can claim many money in injuries. Damage to automobiles can add an additional 15 to 30 thousand dollars per automobile. These staged car accidents also increase the cost of insurance for the driver found at-fault. Insurance costs can spike in any accident. This is just the financial cost — there is also a very real danger of personal injury and increased vehicular-related death.
Staged accidents and also the rise
The number of staged accidents is hard to determine. Since they look normal, it is hard to call them fraud. According to the Coalition Against Insurance Fraud, thus far this year, Florida has seen over 3,000 staged accidents, New York has had 1,680 and California has seen 1,619. For staged accidents, Illinois and Texas round out the top five.
See some of the most common staged accidents
youtube.com/watch?v=JGeIrm5UXN0
More information available at these websites:
Coalition against insurance fraud
insurancefraud.org/staged_accidents.htm
