February, 2010

Borrowing money to purchase a home isn’t easy

The lending bubble A decade ago consumers were borrowing money without thinking. They stretched their finances for no real reason other than because they could. Lenders played along and gave out huge dollars without fully researching how the money would be repaid. It created havoc within the lending industry, and borrowers struggled with payments. According to ...

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Debt Management Plans

Definition Debt management plans refer to a type of structured repayment plan that has been set up by a third party. This is to assist the debtor with the repayment of his debt. A reduction in the level of debts along with help in clearing the same over a fixed period of time is the objective ...

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ING Direct Electric Orange Checking Reference Code: $50 Bonus

The online checking account from ING Direct, called Electric Orange, is offered new customers a $50 bonus if they open a new account and use the debit card for signature transactions 3 times within 45 days. Use Reference Code EM428 on your online application. Expires 2/28/2010. Open an Electric Orange by February 28, ...

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5 ways to repair credit and borrow money easier

Your Credit Score The contents of your credit report can make or break your next loan application and your ability to borrow money. A good FICO score is the key to success. However, if your credit has taken a beating in recent times, you will have to do a little dusting off. The good news is ...

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Ready, Set, Action! What TV Characters Teach Us About Money

Being a couch potato may have an impact on your wallet if you’re mimicking the financial choices of some of TV’s characters. Sitcoms, dramas, and even reality shows often include intriguing plot lines and decisions by characters or contestants that offer lessons about money… though they’re usually framed as “good TV” rather than “teachable moments.” ...

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