This is just a reminder that as of 1/1/10, Sprint is changing their contracts to add a “Regulatory Charge” of 20 cents per month. This is essentially a fee that they are adding to your contract, as it is not a consumer tax nor is it required by law. ...

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A Big Push for Little Results Last year, the federal government pushed lenders very hard to rework deals for thousands of mortgage holders. The sudden fall in home prices pushed the entire market to near complete collapse. The feds wanted to do something for the individual homeowner and developed the loan modification program. Under this program, ...

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This is a guest article by Outlaw, who lives and works in New York’s financial district and writes on the blog Credit Card Outlaw. When I first became fascinated with personal finance strategy, I was in serious credit card debt. I couldn’t find full-time work. I felt like an idiot. Every month, a new credit card statement. ...

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Let’s say you’ve dutifully opened up a 529 college savings plan for your child and are looking for a suitable investment options. You’re not looking for a miracle, just a conservative investment to grow your savings for a while since college is coming up fast. You read the brochure for ...

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With just a couple of days left to complete your holiday shopping, you’d better make sure you know how to shop smart and aren’t wasting time and or money. Here are some quick tips that can help get you through those last few stressful hours. DO: Make a Plan Overspending during the holidays is easy to ...

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